State Aid

The State of Tennessee and the State of Florida offer educational assistance for state residents. For a complete listing of grants and scholarships as well as eligibility requirements and application procedures, visit the Tennessee Student Assistance Corporation website or the Florida Department of Education website.

Federal Aid

The federal government offers several types of educational grants. All students must complete the FAFSA to be eligible.

Federal Loans

Three types of federal loans are available to Johnson University students:

  • Federal Direct-Student
  • Federal Direct PLUS-Parent
  • Federal Direct PLUS-Student

Borrowers have the right to cancel all or a portion of the loan within 14 days of disbursement. Contact the Financial Aid Office in writing to complete the cancellation. If a credit balance remains on the student account after the loan funds have been disbursed, a check will be issued in the amount of the credit. For more information, please review the Student Accounts refund policy.

Johnson University is committed to providing an affordable Christian education and hopes that all students will graduate free of debt. At the same time, we understand this may not be possible for everyone. Only students and their families can determine how much money needs to be borrowed to cover educational costs. Financial planners recommend students borrow no more than their anticipated first year’s salary or that the anticipated monthly loan repayment not exceed 10% of their anticipated monthly take-home pay. A loan repayment calculator is available at to assist in the planning process.

Private Loans

Johnson University partners with Great Lakes Educational Loan Services to help students and their families understand private lending and select the plan that best fits their needs. Johnson University is prohibited from recommending any of the lenders listed. Click here to learn more.

Student Lending Analytics also provides an independent review of private educational lenders.