Student Health Insurance

General Policies

The University requires certain students to carry health insurance.

Who Needs Coverage?
Full-Time Traditional Undergraduates
Who Doesn't Need Coverage?
Part-Time Traditional Undergraduates
Adult Evening Degree Students

Students who do not complete a health insurance waiver form online will automatically be enrolled in the student health insurance policy and will be responsible for the applicable premium.

Students who enroll in the student health insurance for the Fall term pay upfront for a 12-month policy that begins the first day of class. Students who enroll and pay for medical insurance for the Spring term will pay a reduced amount due to the reduced length of the policy.

Health Insurance Coverage

The 2019-2020 health insurance provided through Johnson includes unlimited major medical coverage after a $250 annual in-network/$600 annual out-of-network deductible. Most claims involve an 80/20% coinsurance for in-network providers and 60/40% coinsurance for out-of-network providers. There is a $25.00 co-pay per office visit.

Policy effective dates for the 2018-2019 academic school year:

2019 Fall term 08/14/2019 - 08/14/2020
2020 Spring Term 01/07/2020 - 08/14/2020
2020 Summer Term 05/06/2020 - 08/14/2020



Complete coverage information for the UnitedHealthcare Gold Plan is available on

Health Insurance Costs

The student health insurance rates for 2018-2019 are:

Participant(s) Annual Rates Spring Rates Summer Rates
Student Only $1,542 $970 $498
Spouse $1,442 $870 $398
One Child $1,442 $870 $398
Two or More Children $2,884 $1,740 $796
Spouse + Two or More Children $4,326 $2,610 $1,194

Note: To determine the premium for a student with spouse, student with spouse and children, or student with children, simply add the above rates together. For example, if a student wants insurance for himself and his spouse, then the premium will equal the student rate plus the spouse rate. If both spouses are students, then the student rate applies to both.

Insurance premiums are determined by the carrier and may increase from one year to the next.